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Nicholas Hunt's Articles

  • Are You Paying Too Much For Your Credit Card Debt?
    Credit cards are one of the most common causes of debt problems. Are you handling your card debt as efficiently as you could?
  • Tactics To Get Your Credit Card Debt Back Under Control
    Personal debt has skyrocketed in recent years, and one of the main culprits is the overuse of credit cards. Find out how to minimize the financial hangover if your card debts are out of control.
  • Why Take Out A Pet Insurance Policy?
    While we're all familiar with taking out home and car insurance, pet insurance is somewhat less well known. It can however be a literal life saver if your pet becomes seriously ill.
  • A Consumer Guide To Savings Accounts
    Everyone wants to make the most of their money, and a savings account is a safe way to earn interest without the risks involved in other forms of investment. What should you be looking for in a good account?
  • Consider Your Horse Insurance Options Carefully
    Even many horse owners haven't heard of equine insurance, yet it really is a vital safeguard. Find out why you should consider taking out a policy.
  • How To Clear Your Debt And Save Your Credit
    More people than ever are deeply in debt, and the future doesn't look promising as economic conditions deteriorate. What can you do to get rid of your debt?
  • Trimming The Fat To Boost Savings
    Most of us aren't in the habit of saving for a rainy day, but it's vitally important for future financial wellbeing. Find out how lifestyle changes could mean all of us can afford to up our savings levels.
  • Your Debt Management Options
    Debt problems happen to nearly everyone at some point in their life. However worrying the situation, the pressure can usually be relieved and the damage minimized if you carefully consider your debt management options.
  • Horse And Rider Insurance Basics
    Horse riders need more extensive insurance cover than most other animal owners. Find out what horse and rider policies entail and why you need them.
  • Choosing The Best Savings Account For You
    It's always prudent to put some money aside for a rainy day, and it's important to make that money work hard for you. Find out how to choose the best bank accounts to save in.
  • A Consumer Guide To Checking Accounts
    A current or checking account is at the center of modern personal finance - the days of cash under the bed are long gone. Find out what to look for when applying for a new account.
  • The Ultimate Risk Of Excessive Debt - Losing Your Home
    For many people, debt is a worrying problem but one which is manageable with repayments being kept to. For others less fortunate, there's a real risk of home repossession.
  • Ignoring Debt Problems Doesn't Make Them Better
    The natural reaction when facing serious debt problems is to avoid dealing with them because of the stresses they cause. This is the worst course of action to take, as ignored debt troubles will only get worse.
  • Selecting a Checking Account
    Checking accounts are a central part of most of our finances. How can we make sure we have the right one?
  • Maximizing Your Savings Returns
    If you're lucky enough to have some extra cash on hand, it's better to put it to work in an investment rather than just leaving it sitting around. Savings accounts are safe and offer a good return.
  • Making Your Savings Work Harder
    We're always hearing about how it's sensible to save money for a rainy day, but in today's troubled economic times it's even more essential. Even saving just small amounts can make a great difference to your financial health.
  • Fighting Debt With Extreme Savings
    Times are getting tight in the economy, with most experts predicting stormy waters ahead. If you're carrying debt and wondering if you'll be able to make ends meet, it might be time to consider taking the extreme savings route.
  • Which Of My Debts Should I Clear First?
    When debts become a problem, you need to get organized and take control. This means deciding which debts are a priority and need to be cleared first.
  • Is Credit Counseling Appropriate For You?
    Credit counseling and debt management is widely touted as a solution for debt and money problems, but it's not always appropriate. Find out whether it's suitable for you, and what to watch out for when choosing a counselor.
  • How A Recession May Affect First Time Property Buyers
    While the looming recession is definitely worrying for most of us, there are some for whom it could actually bring good news. First time property buyers may soon find it easier to get on the property ladder.
  • The Different Kinds Of Savings Account
    It's always a good idea to put some money aside for a rainy day, especially in these times of economic uncertainty. Which of the different kinds of bank savings account will be right for you?
  • How The Credit Crunch Could Be Good News For Savers
    Most financial analysts are predicting tough times ahead, as the uncertainty over bank debt exposure causes a tightening up of credit. However, one group of banking customers could stand to benefit from the whole mess.
  • An Introduction To Offset Banking
    Offset bank accounts work on a completely different principle to traditional banking arrangements. What are the benefits, and who do they suit?
  • Is The Time Right To Switch Your Current Account?
    The range of facilities offered by current or checking accounts has improved dramatically over recent years, including such benefits as higher interest earnings and cheaper overdrafts. Isn't it time to see if you could improve on your existing account?
  • Online Banking Security: What You Can Do To Help
    Online banking is generally a very safe activity given the efforts put into security by the banks. However, some of the responsibility for keeping the account safe falls onto the customer, and there are several basic things that should be done to help prevent fraud.
  • Online Banking With Safety In Mind
    Conducting your banking affairs online can be a great convenience and time saver, but can also be a potential risk. Find out how to enjoy the benefits without leaving the door open for fraudsters.
  • What's All The Fuss Over Bank Charges?
    The media has recently been filled with coverage of the battle over bank charges, and whether they're fair or excessive. How will the outcome affect banking customers?
  • Why Is Your Car Insurance So Expensive?
    Car insurance is an unavoidable expense, and seems to get ever more costly. By examining what insurers are looking for in a customer, you should be able to cut your premiums.
  • Common Pitfalls of Credit Card Use
    Credit cards are an incredibly popular and convenient part of modern life, but if used unwisely they can lead to financial problems. Find out how to stay out of trouble with your card.
  • Choosing A High Interest Savings Account
    There's more to a choosing a savings account than simply comparing basic interest rates. Different account features can suit different situations, and choosing the wrong account could be costly.
  • Pet Insurance For Pampered Pets
    As our pampered pets live longer and longer lives, the veterinary costs of keeping them healthy can grow rapidly. Find out why pet insurance might be an idea worth considering.
  • Spreading Christmas Costs With A Personal Loan
    As the nights are drawing in our thoughts should be turning with anticipation to the festive season. For many of us though, financial worries cast a shadow over the celebrations - could a personal loan be the answer?
  • Pet Insurance : What To Look For
    Keeping a pet can work out to be expensive, not least if you need to see a vetinary surgeon. Pet insurance can cushion the cost of injury or illness, but what do you need to know before you choose a policy?
  • About Winter Sports Travel Insurance
    No one likes paying for insurance, but a winter sports vacation is one time when it really is vital. So what should you be looking for in a policy?
  • Do You Have Financial Phobia?
    More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?
  • Five Reasons to Consider a Remortgage
    Is your mortgage deal the best it could be? A remortgage could seriously improve your finances if done properly, and here are some of the reasons you might consider it.
  • Ten Ways to Fight Identity Theft
    Identity theft is one of the fastest growing crimes and affects as many as 10% of us. Here are ten simple ways to avoid being a victim.
  • Face Up to Your Debts, They Won't Go Away
    Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.
  • 8 Easy Routes to Cheaper Car Insurance
    Car insurance is an expense that no driver can avoid, but there are some simple ways to reduce the cost as much as possible. Try these 8 ideas to see how much you could save.
  • Payday Loans : For and Against
    Payday loans are a relatively new service for UK residents, and with all the controversy surrounding them it's a good idea to know what you're getting into before you apply. This article sheds some light on the subject.
  • Getting a Credit Card with a Bad Credit Rating
    Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?
  • About Basic Bank Accounts
    There are still around 3 million adults in the UK today who are completely outside the banking system, and don't have access to a bank account. Basic bank accounts are a simple type of account introduced to help remedy the situation.
  • For And Against Debt Management
    With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you?
  • About Dormant Bank Accounts
    It's estimated that up to £5bn may be sitting unclaimed in UK dormant bank accounts. Could you be entitled to a share?
  • Personal Loans : Is Early Repayment a Good Use for Spare Cash?
    Paying off debt is always a good idea as you'll be reducing the amount of interest you'll be charged. However, there are times when you need to be careful about making early repayments, or they might cost more than you expect.
  • County Court Judgements Explained
    County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?
  • Is Credit Card APR All That Counts?
    Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for?

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